COVID-19 Information and Useful LinksPlease note that pursuant to State of Illinois COVID-19 Guidelines, the Village's two playground areas are open in addition to the basketball court and tennis court; use of same is at one's own risk as the Village does not clean or sanitize these facilities. Use of these facilities shall be done in accordance with State of Illinois Department of Public Health Guidelines. The large park shelter is available for reservations; groups will be limited to fifty (50) persons. Wadsworth Park's walking path will remain open, as long as guests practice proper social distancing.
Beginning on May 1, 2020, in the State of Illinois, individuals will be required to wear a face-covering or a mask when in a public place where they can't maintain a six-foot social distance. Face-coverings will be required in public indoor spaces, such as stores. This new requirement applies to all individuals over the age of two who are able to medically tolerate a face-covering or a mask.
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Lake County Health Department Registration Page for Vaccinations:https://AllVax.lakecohealth.org Or call their Hotline: 847-377-8130 -------------------------------------------------- Community sites and information on the four ways to access the vaccine:
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From Congressman Brad Schneider's office:Register for a vaccine appointment with a pharmacy:
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Text “COVID” to 312-500-3836, in order to register to receive current information and updates about COVID-19 (IDPH).
State of Illinois COVID-19 Response Rep. Underwood's COVID-19 Community Resource Guide ComEd Warns of Scams During COVID-19 Threat Illinois Department of Employment Security Business Assistance SBA's Paycheck Protection Program (PPP) Restaurant Strong Fund - For Restaurant Workers Lake County Partners COVID-19 Resources State of Illinois Emergency Small Business Grants and Loans Assistance Illinois Small Business Development & International Trade Center US Small Business Administration COVID-19 Guidance & Loan Resources
Illinois Department of Commerce and Economic Opportunity Small Business Resource Page
General Resources
This guide has frequently asked questions for each of the programs established or enhanced to support small businesses. Paycheck Protection Program Loans General Information: The PPP program is designed to help small businesses maintain payroll in light of the COVID-19 pandemic. Eligible businesses who enroll in the program will receive a forgivable loan to use for payroll purposes, in addition to helping pay for utilities, rent, mortgage interest payments, and more. Details are included in the links below. New Resources: This morning, the Small Business Administration distributed additional guidance from the U.S. Department of the Treasury on how the Paycheck Protection Program is going to be implemented and what both lenders and borrowers need to know. The following documents were provided:
Key Dates: The start date for small businesses and sole proprietorships to submit PPP loan applications is April 3, 2020. The start date for independent contractors and self-employed individuals to submit PPP loan applications is April 10, 2020. Importantly, the Treasury Department guidance urges businesses to apply as soon as possible, due to a funding cap in place on this program. Lender Information: PPP loans will be 100% federally guaranteed but handled by SBA-certified lenders. Lending institutions that are not currently SBA-certified but want to participate should email DelegatedAuthority@sba.gov. Application Information: Interested parties should contact their local lender to see if they are SBA-certified and/or planning on participating in the program. Applicants will have to provide payroll documentation to the lender. Economic Injury Disaster Loan Program General Information: The SBA’s Economic Injury Disaster Loan (EIDL) program received significant funding in the Families First Act, which was the 2nd COVID-19 stimulus package. These SBA loans provide small businesses with a long-term, low interest loan of up to $2 million to pay for expenses they would have met if not for the COVID-19 pandemic. Note that these are loans, not grants, although refinancing an EIDL into a PPP Loan is a possibility, provided you used the fund for the proper purpose. Additionally, applicants can apply for both EIDL and PPP loans simultaneously, although the funds cannot be used for the same purpose. Application Process: The SBA has just recently rolled out a new, streamlined application process that is available here. Note that if your business needs short term assistance, and you applied before this week, you may need to re-submit your application (see below). If you have already applied for funds through EIDL and do not need the $10,000 advance, your application should continue to be processed without additional steps. You may check on the status of your application by calling 800-659-2955.
4. Emergency Economic Injury Grants (advance on EIDL loans) General Information: Businesses that need an infusion of capital in the short term and who have applied for a loan through the EIDL program can also apply for an Emergency Economic Injury Grant, which will provide an advance of $10,000 from the requested EIDL amount. This process can be started from the EIDL application, available here. Importantly, if you already submitted an EIDL application prior to the launch of this program (SBA says if you applied before Monday) you will have to resubmit an application using the streamlined process at the link above.
SBA Small Business Debt Relief Program The Small Business Administration is providing a program to assist small businesses who have non-disaster SBA loans – namely 7(a) loans, 504 loans, and microloans. Program Benefits: The SBA will cover payments (on principal and interest) in addition to fees for six months. Program Applicability: This program will apply to preexisting loans in these categories, in addition to new borrowers who take out these loans within six months of the CARES Act becoming law. Loan Program Details: Please see the below links if you think that your business could benefit from these options:
Employee Retention Tax Credit General Information: The CARES Act includes an Employee Retention Tax Credit, designed to encourage employers to retain their employees during the COVID-19 crisis. The IRS describes the credit as a “fully refundable tax credit for employers equal to 50 percent of qualified wages (including allocable qualified health plan expenses) that Eligible Employers pay their employees. This applies to wages paid between March 12, 2020 and January 1, 2021, with a maximum credit for any employee amounting to $5,000. Additional IRS guidance is available here. Key Caveat: This credit is not available to employers receiving assistance via the Paycheck Protection Program.
7. Employer Payroll Tax Deferral General Information: According to the Guide, a provision in the CARES Act allows for the deferral of the employer portion of certain payroll taxes through the end of 2020. These deferred amounts are due in two installments – one at the end of 2021, the other at the end of 2022. Included deferrable taxes include the employer portion of FICA taxes and half of SECA tax liability. I have not seen additional IRS guidance on this yet, but I expect it soon at the IRS coronavirus webpage. Key Caveat: Deferral is not available to employers receiving assistance via the Paycheck Protection Program.
Business Counseling (+ Assistance with Applications) General Information: In addition to direct financial assistance to small businesses and non-profits, the recent stimulus packages have included significant funding for enhanced small business counseling services. These organizations are well versed in how to help small businesses succeed and stand ready and willing to help your organization navigate these difficult times. Counseling resources include:
Treasury and IRS Release FAQs to Help Small and Midsize Businesses Navigate Paid Sick and Family Leave Tax Credits Key Points: • The U.S. Department of the Treasury and the Internal Revenue Service are offering small and mid-size employers more information on refundable tax credits that reimburse them, dollar-for-dollar, for the cost of providing their employees paid sick and family leave wages related to COVID-19. • The Families First Coronavirus Response Act (FFCRA), signed by President Trump on March 18, 2020, gives businesses with fewer than 500 employees funds to provide employees with paid sick leave and family and medical leave related to COVID-19. • Eligible employers can receive a credit in the full amount of the qualified sick leave and family leave wages paid for between April 1, 2020, and December 31, 2020. • Employers can be reimbursed immediately by reducing their federal employment tax deposits. If there are insufficient federal employment taxes to cover the amount of the credits, employers may request an accelerated payment from the IRS. FAQs – COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses
Federal and State Programs
Aid to Small Businesses
Aid to Medium Sized Businesses
Aid to Large Sized Business
Aid to All Businesses
Contact Information General Resources: visit coronavirus.illinois.gov
PPE Equipment:
Business Assistance:
Other Resources:
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